Business Term Loan Options
Not all loans are the same. We offer a range of term loan options so you can choose the structure that fits your goals, timeline, and budget.
Short-Term Loans
Repayment periods typically range from 6 to 18 months. Ideal for quick capital needs like inventory restocking, short projects, or covering temporary cash flow gaps. Payments are often made weekly or monthly.
Medium-Term Loans
With terms from 1 to 3 years, these loans are well-suited for planned investments such as hiring staff, purchasing equipment, or launching marketing campaigns. Fixed monthly payments help with budgeting and cash flow planning.
Long-Term Loans
These loans extend from 3 to 10 years or more. Use them for large-scale initiatives such as facility expansion, real estate, or high-value equipment. Long terms allow for lower monthly payments and bigger capital access.
Secured Term Loans
These loans require collateral like equipment, inventory, or property. They often come with lower interest rates and higher borrowing limits, making them a strong option for businesses with valuable assets
Unsecured Term Loans
No collateral is needed. Approval is based on your business performance and credit profile. These are a great choice if you want fast funding without putting up property or equipment.
What Our Business Term Loans Cover
Our business term loans are designed to support a wide range of long-term needs. Whether you’re growing your team or upgrading your operations, we provide the funding to move your business forward.
Equipment and Technology
Use your loan to purchase new machinery, tools, or updated software that improves your operations. Invest confidently without waiting for capital to build up.
Inventory and Supplies
Secure a term loan to buy inventory in bulk, restock for busy seasons, or meet rising demand. Avoid disruptions and keep shelves full without cash flow issues.
Marketing and Advertising
Put your loan to work by investing in paid ads, brand campaigns, or marketing tools. Reach more customers and generate predictable ROI with sustained visibility.
Hiring and Payroll Support
Use the loan to onboard staff, cover payroll during ramp-up periods, or retain talent while scaling. Maintain smooth operations even when income is delayed.
Office Renovations and Expansion
Apply your loan toward remodeling, upgrading workspaces, or expanding to a new location. Create an environment that reflects your brand and supports your growing team.
Business Development Projects
Apply funding toward launching new products, streamlining internal systems, or developing strategic initiatives that move your business forward. Build long-term value with capital that’s ready when you are.
Businesses We Serve
Our business term loans are designed to meet the needs of real businesses. Whether you are just getting started or scaling fast, we offer funding solutions that help you move forward with confidence.
Small Businesses
Get the working capital you need to cover everyday expenses, hire new employees, invest in tools, or manage operations without cash flow interruptions.
Medium-Sized Businesses
Support your next phase of growth with access to funding for system upgrades, equipment purchases, expansion plans, or covering temporary gaps in revenue.
Growing Companies
As your business expands, our loans give you the stability to add locations, scale your team, or build up inventory while maintaining financial control.
Established Businesses
Strengthen your foundation with financing for equipment upgrades, infrastructure improvements, or strategic investments that support long-term stability and performance.
Service-Based Businesses
Use your loan to manage payroll, invest in marketing, upgrade technology, or improve customer experience. Keep your business competitive while delivering consistent service.
Product-Based Businesses
Access capital to handle production costs, purchase inventory, or manage supply chain delays. Our funding supports your ability to meet demand and stay ahead.
How Our Business Term Loans Work
Our business term loans offer structured funding designed for long-term needs. With fixed payments and clear terms, we make it easy to access the capital your business needs without delays.
Step 1: Submit Your Application
Apply online with your basic business details. The process is fast and straightforward, with no unnecessary paperwork or complex requirements.
Step 2: Get a Decision Quickly
We review your information and provide a clear funding offer, usually within hours. You will know exactly how much you qualify for and under what terms.
Step 3: Receive Your Lump Sum
Once approved, you receive the full loan amount upfront in a single disbursement. Use it immediately for equipment, expansion, payroll, or other strategic needs.
Step 4: Repay with Fixed Monthly Payments
Repay your loan over a set period with fixed monthly payments. You always know what to expect, making it easier to manage your cash flow and stay on track.
Industries We Serve
We understand that each industry has unique payroll demands and cash flow cycles. Our Payroll Loans are tailored to support a diverse range of sectors, ensuring businesses like yours can consistently meet their salary commitments. We proudly serve:
Retail
Use your loan to stock inventory, update your storefront, invest in point-of-sale systems, or navigate seasonal demand with ease and flexibility.
Construction & Contracting
Secure funding to purchase equipment, hire subcontractors, or cover upfront costs for new projects. Keep your jobs moving without relying on delayed payments.
Healthcare and Wellness
Finance new medical equipment, renovate your practice, or onboard new staff to improve patient care and keep your facility running smoothly.
Logistics and Transportation
Apply your loan toward vehicle maintenance, fleet expansion, or operating costs. Ensure reliable service and meet delivery expectations without financial slowdowns.
Hospitality and Food Services
Cover the cost of renovations, staff training, or seasonal expansion. Our loans help you deliver memorable guest experiences without cash flow pressure.
Professional Services
Invest in marketing, staffing, software, or client acquisition strategies. We help service providers grow while maintaining operational efficiency.
What Clients Say About Us
Thanks to Dombfunding group I dealt with Blake he helped me so much with expanding my business really put time into to it and I highly recommend to work with them.
Rachel B
a week ago
Thank you to my man josh for putting time into my trucking Buisness I started with 2 trucks and now I have 9 running on the road making me way more money thank you.
Nicholas A
a week ago
Hi guys I been working with Chris and just want to say he really did help me with my business getting me to places I never i thought I would reach thank once again.
James B
a week ago
Thanks to Dombfunding group I dealt with Blake he helped me so much with expanding my business really put time into to it and I highly recommend to work with them.
Rachel B
a week ago
Why Choose Domb Funding Group?
Partner with a lender that understands real business challenges and delivers capital without the usual red tape. We focus on speed, clarity, and long‑term support so you can focus on growth.
Fast, Reliable Funding
Most applications receive a decision within hours and funding soon after. You keep projects moving instead of waiting on a bank.
Clear, Fixed Terms
Know exactly what you will pay each month. No hidden fees, surprise rate jumps, or confusing fine print.
Flexible Loan Options
Access loan amounts from $20,000 to $1,000,000 and choose repayment schedules that match your cash flow.
No Collateral Required
Qualify based on your business performance, not the assets you own. Protect equipment, inventory, and property while securing funds.
Dedicated Support Team
A real funding specialist guides you from application to final payment. Get answers quickly and adjust plans when needed.
Proven Track Record
We have helped businesses across retail, construction, healthcare, and more secure millions in growth capital. Your success is our priority.
Frequently Asked Questions
A business term loan provides a lump sum of capital that you repay in fixed monthly installments over a set period.
No. We require at least six months of business operation before qualifying for our loans.
We require basic business financials such as bank statements, tax returns, and proof of business ownership.
Repayment terms depend on the loan type and your business cash flow. We work with you to create a manageable payment plan.
Yes, once you have repaid a portion of your loan or demonstrated consistent payments, you may qualify to increase your funding.